Call a Local Lending Expert Today | Here to help your business grow.

Call a Local Lending Expert Today Here to help your business grow.

Call a Local Lending Expert Today Here to help your business grow.

Here to help your business grow

OWN A FARM

OR BUSINESS?

We’re Your Local Lending Partner.

For more than 85 years, Town & Country Credit Union has helped North Dakota

farmers and business owners thrive. With personalized service, quick approvals

and local decision-making, we’re here to make your next season or project a success!

Now accepting applications for Fall 2025!

FARM LENDING

THAT’S AS DEPENDABLE AS YOU ARE

Trusted by North Dakota farmers for ag loans and crop insurance that keep operations moving forward.

Benefits:

  • Fast, local decision-making
  • Crop and property insurance available
  • Third largest NCUA-insured ag lender in the U.S.

FLEXIBLE OPTIONS

FOR BUSINESS OWNERS LIKE YOU

From startups to expansions, we provide the tools and financing to help your business succeed.

Benefits:

  • Business loans with local underwriting
  • Treasury management tools to simplify cash handling
  • Support from a team of experts invested in your success

LET'S TALK ABOUT GROWING YOUR BUSINESS OR FARM

One quick form puts you in touch with a real person who understands farms and businesses like yours.

TOWN & COUNTRY CREDIT UNION PARTNERS WITH LOCAL BUSINESSES AND AG LENDERS EVERY DAY.

Learn how we’ve supported North Dakota businesses and farms for generations.

WHY CHOOSE CREDIT UNIONS FOR YOUR BUSINESS OR FARM?

The community approach of a credit union goes further than ownership alone. Profits generated within the credit union are retained within the organization and are returned to the members in the form of:

Better products and services

Competitive interest rates

Philanthropic giving within the communities they serve

WHY CHOOSE CREDIT UNIONS FOR YOUR BUSINESS OR FARM?

The community approach of a credit union goes further than ownership alone. Profits generated within the credit union are retained within the organization and are returned to the members in the form of:

Better products and services

Competitive interest rates

Philanthropic giving within the communities they servce

MEMBER TESTIMONIALS

PERSONAL AND BUSINESS IN ONE PLACE

“What we value at Swing Barrel is trust and relationships. And we know that we can always call our lender any time to get the answers we need about anything. I would highly recommend Town & Country to any business. “

Sean | Member Since 2018

Business Owner

AG LENDERS WHO UNDERSTAND

“We do get a great amount of advice from our ag lenders as far as future concerns. In the ag world, sometimes we get thrown a curveball. Whether it’s marketing, whether it’s weather, or unforeseen – we don’t know. It is refreshing to deal with an ag lender who understands that and is willing to work with you to do what’s best for you and your family and get you through the rough times.”

Jason | Member Since 2016

Farmer, Rancher and Business Owner

OUR LOCATIONS

Town & Country Credit Union offers convenient locations throughout North Dakota in Kenmare, Fargo, Minot, Stanley, and West Fargo. Members also receive access to more than 38,000 Surcharge-Free ATMs. We’re available by phone from 7:00 a.m. to 7:00 p.m., Monday through Friday, and 8:00 a.m. to 2:00 p.m. on Saturday.